Educational decision support
Money Guardian checks user-provided text for predetermined warning patterns and helps users consult someone they trust. It is not a bank, payment processor, financial adviser, law firm, law-enforcement agency, emergency service, identity-verification service, or guarantee against fraud. A result—including one with no detected pattern—does not establish that a person, request, link, or transaction is safe.
Your responsibilities
You are responsible for deciding whether and how to act. Verify organizations through contact information obtained independently. Do not use Money Guardian to submit content you lack the right to share, unlawful material, passwords, complete payment credentials, Social Security numbers, or one-time security codes. Pair only with people you know and confirm the connection outside the app.
Subscriptions
Money Guardian offers Individual and Family auto-renewable subscriptions through Apple. The price and billing period appear before purchase. Payment is charged to the Apple Account at confirmation. A subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in Apple Account settings. Deleting a Money Guardian account does not cancel the Apple subscription.
Acceptable use
Do not abuse pairing codes, impersonate another person, harass or monitor someone without consent, probe the service, evade limits, or use the app to facilitate fraud. We may limit access reasonably necessary to protect users or the service.
Availability and changes
We work to keep the service available but do not promise uninterrupted operation. Warning rules, features, prices, and these terms may change. Material changes will be communicated as required by law.
Disclaimer and limitation
To the maximum extent permitted by law, Money Guardian is provided “as is” without warranties of accuracy, safety, or fitness for a particular purpose. We are not responsible for decisions, transfers, disclosures, losses, or third-party conduct merely because the app was or was not used. Rights that cannot legally be waived remain unaffected.
Contact
Questions: support@byteplum.net.